Whether you’ve been a homeowner for some time, or are a first time buyer, the house buying process can be daunting.

We will guide you through every stage of the process, helping you to choose the best mortgage and making a successful application on your behalf, with your best interests at heart at all times.

Often overlooked, but so, so important; life insurance can be used to ensure your loved ones are not left with a burden of debt should you die during the mortgage term.

It can also be used to provide a nest egg or income for your family or inheritance tax planning.

Critical Illness or Serious Illness Cover is also an important consideration.

We can work to a budget and arrange long lasting protection for you and your family.

We can help you prepare your will to ensure your estate is divided amongst your loved ones when you die, in the most tax efficient manner.

A Lasting Power of Attorney allows a chosen person(s) to act for you should you become unable to make your own decisions through mental incapacity, infirmity or illness.

This is an important service we now offer to all our clients.

A bridging loan is so named, and typically used to bridge the gap between selling one property and purchasing another.

If you have found your dream property but not yet sold your current home we may be able to arrange a bridging loan to prevent you losing the house of your dreams.

There are a myriad of other uses for this type of finance though, often being quicker and easier to arrange than a conventional mortgage.

We can also arrange competitive development finance for first time and experienced developers alike.

Purchasing your first home can seem like a minefield and it is difficult to know where to start.

We have over 30 years’ experience in the mortgage industry and can guide you through the entire process.

From finding the right mortgage for you, to dealing with all involved parties on your behalf - such as solicitors,estate agents and lenders, we can remove the stress for you.

We also have a wealth of knowledge in dealing with the Government’s Help to Buy Scheme which allows you to buy a new build property with a deposit from as little as 5%.

We advise on, and arrange, several types of insurance, including:

home insurance
covering your property, fixtures and fittings

contents insurance
covering personal belongings

landlord insurance
for those that own Buy to Let properties

All available from a wide range of trusted providers.

Remortgaging can help you save money on your monthly repayments, raise the money to pay off some existing debts or fund something like a home improvement project.

We will look carefully at your circumstances and needs and explain if remortgaging is the best option, or recommend another solution that would suit you better.

You may have a small or large portfolio of properties, or perhaps you want to rent out your current home and move somewhere else.

We can help you understand your options and recommend the best mortgages to suit you in every case, whether you are looking to increase your income or equity.

As the Buy To Let mortgage market has undergone great changes, we can help you navigate those changes and ensure that your Buy To Let purchases and remortgages are completed on the very best terms.

When a remortgage is not possible, or is not suitable, a secured loan may well be the answer.

Typically repayable over a similar term to a mortgage, the repayments are lower than an unsecured loan, enabling you to raise money for almost any purpose, secured on your property without disturbing the main mortgage.

We can help you understand the options available to you and arrange the loan that suits you best.

If you are looking to buy your dream holiday home abroad or retire to sunnier climes, contact us to find out how we can help you arrange a mortgage on a property outside of the UK

We will guide you through every stage of the process, helping you to choose the best mortgage and making a successful application on your behalf, with your best interests at heart at all times.

Are you paying expensive business rent on your company premises?

Do you need larger office space to expand your growing business or want to buy the building from which you already operate?

Talk to us about arranging a Commercial Mortgage and bring your business plans to life!

Gain access to private healthcare and avoid the worry of long waiting lists, by paying affordable monthly premiums to cover the costs of medical treatment for a wide range of conditions.

We can help you understand the options available to you and arrange a policy that suits you best.